The challenge is to "transform the success of the DS3," said Frederic Banzet, the CEO of the brand. The small city chic, launched in March 2010, has already passed to 135,000 copies, which is "way above the targets set," he says. The brand has even encroached on the beds of the Mini, DS3 by selling 56,400 in the first nine months of the year in Europe, against 122,000 for the range of pocket BMW free online credit report.In addition, the DS4, launched in late May, recorded nearly 30,000 orders.

Particular victim of the price war in Europe, because manufacturing costs are higher than those of its rivals, who have relocated further to the east-PSA seeks to increase its profitability with higher-end models. The DS3 is sold as 1 500 to 2 000 euros more than C3, manufactured on the same platform.

Bet more difficult

But for the DS5, the bar is far higher. Citroën is legitimate because if the segment of small and compact cars, which account for most of its volume, is much less the case with that of larger cars, where the previous launch high-end, that of C6, ended in failure.

This is a revolution in shopping habits. "We have completely changed the profile of the truck, said Christophe Rebours, founder of In process design agency that designed the new truck, manufactured by German Wanzl. It was necessary to facilitate purchases and allow customers to better organize their shopping in stores. We bet on the flexibility of use thanks to the bags and different spaces that can accommodate the volume of races. "Notches on the side let slip a broom, for example. Downstairs, the buyer may ask the TV screen or drink without having to break the back by lifting them above the truck … Customers will come with their bags (or those of its competitors Carrefour) or purchase on site ( around 0.60 euro).One in two of the brand are already being used for shopping.

With fixed rear wheels, the new truck that will be offered the choice alongside the old, is more manageable. Lighter, with less metal, it will also make less noise. For young children, being unable to sit inside the truck, they can stick to vertical handles designed for this purpose on each side.

Scanner Procurement

Finally, a shelf was intended to put the shopping list or a loyalty card. "One can imagine eventually having screens or more sophisticated information systems integrated or connected to the trolley smartphone customers," said Philippe Picaud. But new technologies are not absent from the new truck. "Mobi" offers buyers the ability to scan their own bar code their products via technology ScanLib.The buyer, who no longer out of her shopping cart at checkout, the range directly into the closet after returning home. 10% of purchases are ScanLib today at Carrefour.

The observation of teaching was simple. After fifty years of loyal service, the truck needed a serious facelift. Apart from the introduction of plastic in the last five years, he had hardly changed. "We became aware of the expectations and frustrations of users when we worked two years ago on the reinvention of the supermarket, says Philippe Picaud. The truck was old, it was not the object that clients were proud to use to shop in the 1960s, these new temples of consumption. "

Carrefour bets on the mass production of its new truck to absorb the extra cost of manufacturing (10%).The company has filed a patent to protect his invention. When the group is experiencing difficulties, particularly in France (40% of revenues), the arrival of these new trucks is welcome.

In unsheathed before its competitors, Carrefour offers a small facelift.

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"Carrefour is to compete and Fauchon Hédiard

"Carrefour forced to change strategy

For over a year since employees bought the complex in 2008 by the American group at Shell are worried about the survival of their institution on the banks of the Etang de Berre, a center of petrochemical refineries with four French.In May, they had hope again, the company announced it was selling its refinery in which "the extent of losses (…) was no longer sustainable." She had mandated Barclays Capital to find buyers. Soon after, the government had instructed the French agency for international investment to assist. But if the AFII continues to seek a candidate, LyondellBasell would have thrown in the towel.

"Berre refinery is old and of modest size with an output of 5 million tonnes against a national average of 7 absolutely free credit score.5 million, says Jean-Louis Schilansky, president of the Ufip. However, gross margin refining fell to 13 euros per tonne, a level close to that of 2009, when the French refineries had recorded nearly $ 1 billion in losses. "

But, said a council employee, the decision to close seems taken since last spring.Otherwise, why ask in June, the commercial court to appoint an ad hoc agent for the Company's petrochemical Berre covering all employees of the site but not the assets and accused of heavy losses, forcing them to recapitalize before end of the year?

General Assembly

Employees do not agree with the diagnosis of their direction. A study by McKinsey, commissioned as part of a right to notify, concluded that "the next five years, the site is profitable as a whole, integrating the refinery."

So they want the company to reconsider its position and keep the refinery or offer to sell the entire site has been designed on a model built around the refinery.The inter-union (CGT, CFDT, CFE-CGC, FOR, CFTC) will hold a general meeting Tuesday at the end of the works council at the entrance of the petrochemical complex, "to decide on a large-scale strike if announcement is confirmed. "

After the removal last week of raising VAT on theme parks, the UMP president of the National Assembly, Bernard Accoyer, pleaded Tuesday morning in an interview with Les Echos, a lower threshold for taxation of high income. Those reporting more than 250,000 euros of income would be affected as well, while not the government's plan was originally intended that the income of more than 500,000 euros. "It's still very high level. I think this discussion will be debated in Parliament. I am at least favorable, "said Bernard Accoyer. A proposal that the government seems willing to consider.Europe 1 this morning, the Minister of Economy, Baroin, said here that "it will be discussed in the budget for next year. We made a proposal, the debate is open. " This measure, however, should be discussed in October.

Remove the Consolidated Global Profit

The government and members of the majority have already agreed on Monday to restore the deduction on real estate gains after 30 years in prison out of a good residence payday loan. To finance this partial restoration of the reduction, the budget minister, Valérie Pécresse, expressed on Tuesday on Canal + ready to tighten the tax on luxury hotels and large groups.

"Whatever the arrangements, relaxations or changes you make to a particular measure, it will have to be fully compensated," recalled the minister.To do this, the parliamentarians had proposed to tax at 14% turnover of hotels above four stars. A measure considered "too heavy" by the minister, "the government will propose a more gentle." According to an official UMP city Tuesday morning by AFP, a 2% tax on overnight could be created.

Large groups will also be put to work by striking the Consolidated Global Profit. A regime that benefited in 2010 only five multinationals, including Total and Vivendi, and enabling them to significantly reduce their corporate tax. The shortfall of this niche was for the state to 460 million euros last year.

Classified ads posted on the Internet are dangling jobseekers a salary of 1000 euros to 2500 euros per month for a simple mission: reship in Africa. In reality, the newspaper said the victims "hired" never touch the wages promised. Moreover, these organizations use their postal address, obtained through a fake contract, to make purchases on the Internet with stolen credit cards.The packages are then sent to the victim, who is to redispatch in Africa, where these networks are based.

Identification almost impossible

When the banks come, ten days later to deny payment for purchases is to "employee" that are turning e-tailers easy payday loans. "It was at that time he understands that he was a mule in the service of a scam," said a judicial source in everyday life. While it is rare that the dealer cheated pursue the victim, it is however difficult to trace the "employer", the shipping address not listed on the stickers sent to Africa with the package.

The identification of these crooks is made virtually impossible. A single network, based in Ivory Coast, has so far been uncovered by police for damages amounting to around 900,000 euros.But after the opening of a judicial investigation in Grasse, research investigators ultimately failed in an Internet cafe in Abidjan. The same source, "the only way to stop this scam is to rely on suspicion of Internet users."

But mainly because the second plan with 158.6 billion euros, concocted by the Heads of State on July 21 and has yet to be ratified by all members of the euro area, has been seriously shaken by Finland.

Helsinki this week announced it has signed a bilateral agreement with Athens where, in exchange for his participation in the bailout, Greece to collateral ("Collateral") to Finland. This sum, which some analysts valued at 1 billion euros would be invested by Finland in risk-free assets.Interest earned will, in the end, to cover the amount loaned in the rescue plan. In other words, the Finnish government has made pledges to ensure against any risk of default of Greece.

Two-tier system

Technical in appearance, this agreement could have an impact politically devastating. Although this is a bilateral agreement, "Member States of the zone will validate this discussion between Finland and Greece," said a spokesman for the Commission, Amadeu Altafaj, ensuring that " Negotiations are already underway. "

But in Brussels, it does not hide his concern. If it is definitely validated the agreement between Finland and Greece could open a Pandora's box by allowing other countries to step into the breach. Austria, Slovakia and Slovenia are already tempted to do the same."We believe this agreement will exacerbate the problems of Greece and did not fall," warned yesterday the Dutch Prime Minister Mark Rutte. He said the solution is equivalent in effect to "resume direct" the money lent. However, the Dutch Prime Minister said that if the Finns get this guarantee, it should apply to all countries in the euro area make quick cash.

Therein lies the problem. By creating a two-tier system, the agreement undermines the solidarity displayed by the leaders of the euro area on July 21. "The participation of Finland has been canceled," said one EU source, deploring an arrangement going "against the spirit of the agreement" for Seventeen.

Difficult, however, to reverse, the source added.Helsinki is indeed required to deal with the nationalist party of the True Finns since their breakthrough in the last legislative elections and their reluctance to come to the rescue baskets drilled in the euro area.

Markets are not fooled

Under the pressure of Finland, the Heads of State of Seventeen had included a short clause in their agreement of July 21, stating that "where appropriate, a security agreement will be established to cover the risk arising, for Member States of the euro area, the guarantees they have provided to EFSF. " The rhetoric is vague and leaves open to interpretation. Yesterday in Brussels, experts from the ministries of finance in the euro area came together to floor on the issue.

For the Commission, this development is not a surprise, and he emphasizes the urgency of ratifying the agreement of July 21.José Manuel Barroso had written to heads of state of the euro area from August 3 to ask them to speed up the timetable, and thus "avoid introducing excessive stress in terms of conditions or additional collateral." We understand better the rush now.

Athens wanted reassurance yesterday, indicating he had entered into negotiations with a pledge of Helsinki. But financial markets are not fooled: "If all countries in the euro area, each requiring a Trust Agreement, this will restrict all the help that will actually be available for Greece," say economists at Barclays Capital. This would imply de facto establishment of an additional third envelope.

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The session was dominated by pessimism about the U.S. economic recovery, while consumer spending of U.S. households fell against all odds by 0.2% in June, posting their first decline since September 2009. Economists surveyed on average expected a rise in expenditure of 0.2%.

The green light of the Senate and Fitch does not reassure

Concerning the agreement on raising the debt ceiling, doubts persist as the Senate passed the agreement and that the law was enacted, allowing the heels to Fitch confirmed the country's triple-A.

"Fitch has maintained the AAA rating as intended, which was already in the background taken into account by the market, said Gennadiy Goldberg, bond analyst at 4Cast Ltd. New York. "The more important question is whether the law will be sufficient to calm S & P, who wanted four trillion dollars in cuts, many on the market believes there is a risk of lowering the rating from S & P," adds he said. Fitch also warned that it could put the American note on negative watch if no effort is made to reduce debt.

"I think the show we attended in Washington, a significant number of parliamentarians of this country leaving the threat of a default, really made a lot of damage to the confidence" of investors in the economy American, for his part, said U.S. Treasury Secretary, Timothy Geithnern, on ABC.

Side oil, oil prices have retreated sharply Tuesday in New York against the accumulation of indicators of concern for the health of the global economy and thus demand for oil. On the New York Mercantile Exchange (Nymex), a barrel of "light sweet crude" for September delivery finished at 93.79 dollars, down 1.10 dollars compared to the previous day.

The euro fell against the dollar Tuesday. The European currency is worth 1.4191 dollars against 1.4248 dollars late Monday.Evidence of rising fears in the markets, gold hit a new record Tuesday to more than 1650 dollars an ounce, playing its role as a refuge with the sharp drop on Wall Street. The ounce of gold gained 2.2% to 1652.90 dollars in the afternoon in the United States.

Results of companies to follow the corporate side, several major publications are planned this week, starting on Tuesday by Pfizer (-3.58% to 18.33 dollars) one hour payday loan. The group released better than expected earnings for the second quarter, the jump in sales of animal health products offsetting lower sales of drugs, the heart of the business group.

Google (-2.37% to 592.40 dollars) this weekend began testing a new service, "Google Hotel Finder", dedicated to finding hotels.Positioned competitor specialized sites like Hotels.com "Hotel Finder Google" is used to search the dates of their choice, depending on the number of stars of the institution and the average scores given by customers.

Hewlett-Packard (-2.36% to 34.37 dollars) has decided to drop now $ 50 U.S. price of its new tablet, the TouchPad. This rate adjustment, presented as a promotion valid until September 10, is valid until September 10.He places the version of the tablet features a 16GB storage to 449.99 dollars, and the 32 GB to 549 dollars, just one month after the beginning of the commercialization of TouchPad.

Coach (-6.53% to 61.03 dollars), a leading U.S. brands of accessories, recorded a jump of 24% of its annual net profit in 2010-2011 (year ended July 2) at 881 million dollars, and expected to grow over 10% in the future, according to a statement released Tuesday.

Hyatt Hotels (1.96% to 39.52 euros) announced earnings for the second quarter better than expected, while saying he intended to open a number of "significant" new hotels in the future.

GM (-3.71% to 27.03 dollars) reported Tuesday a 7.6% increase in sales of vehicles in the U.S. in July, thanks to strong sales of Chevrolet, the one of the leading brands of the manufacturer, and the good performance of new models. Ford (-4.13% to 11.84 dollars) announced a 9% increase in sales of new cars on American soil in July to 180,865 units.

Raids by giants of video games on small publishers are ongoing. After the announcement of a Memorandum of surrender by PopCap Games Electronic Arts (-3.37% to 21.21 dollars) and the acquisition by Zynga a mobile games publisher in Canada, is the Japanese Sony which went on the offensive by offering Sucker Punch. The American development studio publishes games for consoles, the PlayStation family, including "Sly Cooper" (PS) and "inFamous' (PS3).The amount of the transaction were not disclosed.

Amerigroup (2.93% to 49.47 dollars) is expected to jump at the opening, title, earning more than 5% in electronic trading before the opening of Wall Street. The group of health care services announced yesterday it has won a contract to develop its business in Texas.

In a letter to employees of New Frontiers, Peter Long, chairman of TUI Travel PLC, said "the main objective of TUI Travel PLC France is to be at once profitable in the long term, the market leader." For him, no doubt: "We believe this choice to bring together all staff and registered in France under a single brand to be called TUI Travel France we will eventually achieve our goals ". Pascal de Izaguirre is an alarming fact:" The health of the group is serious, more serious than we could imagine, he wrote for his part in company employees. It is likely that the operating loss this fiscal year will be the largest in our history check cash advance. "

New social

The reason: the cost structure, too high and the supply itself, "too diverse". "The positioning of Marmara is very clear, that of New Frontiers is unclear. It must be clear knowledge that the brand remains one of the finest brands of travel in France, "says Pascal de Izaguirre.

According to his calculations, the average revenue per employee is up to five times higher than in some competitors! "We were in no particular order. There was even a sense of competition between Marmara and New Frontiers is against-productive, "says he. The organization will be upset, but the two brands, Marmara and New Frontiers, retained."We set a very frugal organization inspired by the corporate culture of Marmara and Tourinter," adds Pascal de Izaguirre, who will chair a board reduced to three people, including Hervé Vighier, previously CEO of Marmara.

In this logic, a new social, which will cover hundreds of posts (in addition to measures already taken in Corsairfly) will be launched in early 2012, once all the group entities merged. There will be detailed in September. The goal is to complete in twelve months. Secured financial support from its shareholder, the new head of Nouvelles Frontieres wants to go fast. It ensures that the action plan will enable the group to save from this semester.

Click image to enlarge.