New trial for Yahoo!. The U.S. internet group announced Sunday it had appointed a new temporary chief executive, Ross Levinsohn, replacing Scott Thompson less than five months after the arrival thereof at the head of the company. "Scott Thompson left the company" Yahoo! justifies no further details. The group further states that Fred Amoroso has been named president of the board to replace Roy Bostock.

This change in the leadership of a pioneering Internet companies, now embattled, was announced a few hours after the release of information on the site dedicated to news reports All Things Digital. The article reported an imminent departure of former CEO in the wake of a controversy provoked by the discovery of falsification of his CV. A few days earlier, Patti Hart, director of the group, had also been forced to leave the band for the same reasons: she had embellished his CV.

According to All Things Digital, the reason for the "abrupt departure" is only due to the activism of hedge fund Third Point, a leading shareholder of Yahoo! with 5.8% stake. A shareholder who has been trying for several years to gain seats and influence within the board had asked the head of Scott Thompson. And the fund has been successful. In fact, Yahoo! has agreed that the boss of Third Point, Daniel Loeb, and two persons selected by him, Harry Wilson and Michael Wolf, are seated on the board from Wednesday. The Board is pleased to announce these changes and this agreement with Third Point, and is confident they will be in the best interests of our shareholders, "we read in Yahoo! News.

The group did not, however, extends the strategy it intends to follow in the future, simply stating that "in as interim CEO, Ross Levinsohn will direct the day to day running of the company, helped by the existing team of executives from Yahoo! ". This last Sunday was up global director of the media branch of Yahoo! It is the fifth CEO to take the reins of the group in five years. The question is whether Yahoo! will manage to raise the head above water.

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Imagine that the "Greek Mélenchon" Alexis Tsipras, took power in Athens. The charismatic leader of the far left Syriza hoisted his party to second place in Sunday's parliamentary election. It may well prevail during the next legislative likely in early June. But Alexis Tsipras advocates stopping the austerity and maintenance in the euro area. Problem: he can not have one without the other.

Immediately canceled the cuts, the International Monetary Fund and the European Union would cut funding to the Greek State. However, it turns through a continuing infusion of tens of billions of euros paid by its partners. Credit Suisse has calculated that 143 billion had been paid from 2010 to today. Athens also expects a further payment of 5.3 billion euros. If the bailout fund approved this assistance, it nevertheless reduces the amount of one billion that has been blocked for a possible payment in June.

Without this money, the Greek state would be bankrupt by the end of June The government could fine delay payment of his bills, he could no longer pay civil servants and pensions, spending a few weeks. The State could not repay such 25 billion of debt held by local banks. Another blow to these institutions, themselves deprived of their infusions so far granted by the European Central Bank (ECB). Failing banks, companies can no longer pay their employees who would join in the street and retired civil servants too dry.  

The return to the drachma

At one point during the summer, to prevent the situation from worsening, the government would be forced to issue its own currency to pay his debts and wages. One way or another. "Greece could opt out of the euro area if it was unable to resume growth by remaining in it, and if severe measures were undermining the commitment to the European idea, or if the populists came to power," summarizes the rating agency Fitch. The risk that such a scenario occurring is difficult to assess. Credit Suisse analysts estimate it at 15%, those of the U.S. bank Citi from 50% to 75%.

The cure would be worse than the disease. "Greece would live a financial collapse and recession far worse than it is now experiencing," warns Willem Buiter, chief economist at Citi. The country's economy would probably collapse in half, according to Stephane Deo, an economist at UBS.

The euro would probably be replaced by a return to the drachma, the former Greek currency. If the government decides to start a drachma equal one euro, this parity would not last. Runaway inflation, massive flight of foreign capital … very quickly, the new currency would not be worth much. Eventually, the Greeks could buy with a dram about half of what they previously available with the euro, said Patrick Artus, chief economist at Natixis.

Ruin savers

The falling value of the drachma by 50%, the price of goods purchased abroad, so foreign currency, oil to the iPhone, would double. However, Greece is a country that imports more than it exports. Companies would face enormous difficulties with their foreign suppliers. At the same time, investors would be ruined, their euros have been converted into drachmas at the exit of Greece in the euro area. In contrast, debt, starting with the State, would gain: their claims would melt as the drachma collapses.

The crisis is broadcast in parallel in the rest of the euro area. Athens could refuse to honor its debts as planned by its partners. At stake, more than 143 billion euros granted by international institutions since 2010, according to calculations by Credit Suisse. Banks, insurance and other private foreign investors would be affected only to the tune of 36.3 billion euros, according to estimates by UBS.

However, these are not the direct loss of most concern. The greatest risk, but also the greatest unknown, lies in the domino effect caused by the event. "A taboo is broken, the output of a country in the euro area," said Willem Buiter. The extent of the disaster would then depend on the ability of other European states to seal the crisis. There are divergent views. Some, like Fitch, believe that the contagion-proof tools exist, such as financial firewall 500 billion euros. And displayed a strong support to other countries in difficulty, coupled with greater integration of the area, the last calm fears.

More pessimistic, other observers expect a response too little too late in the Member States in case of contagion. As was the case until now, they said.

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One hundred billion a year. The evaluation by the European Commission of savings possible through new technologies during the bidding for public procurement in Europe is surprisingly important. These sums, which may feed into major investments, according to Brussels are at hand as the "all-mail" will be the rule in mid-2016 during the procurement in all countries of the European Union. It will be a challenge: currently only 5 to 10% of procedures for awarding public contracts in the EU are conducted electronically.

"This estimate of 100 billion euros based on a conservative estimate, says an expert from the Commission. It is based on a 5% decrease in the cost of the project, which is a minimum. The total amount of bids that meet the business is very important since it represents 20% of European GDP. "Brussels estimated the total value of public procurement to 2000 billion per year.

Brussels, referring to a Dutch study, estimated at 8,500 euros on average lower technical costs (postage, etc..) Achievable at each tender faxless payday advance. Moreover, the use of e-procurement methods practiced by large companies for a dozen years for their supplies, would actually put pressure on prices up to 20%.

The example of South Korea

Companies, especially SMEs, more aware of the auction would be held and many more to participate and, hence, the estimate would be dragged down. "An extrapolation made from several concrete examples of building hospitals in Portugal found that the gains could reach up to 18%, we preferred to retain more modest ambitions," says one in Brussels.

The Commission itself will only use new technologies in mid-2015, a year before the deadline of mid-2016 imposed on Member States as part of the modernization of European directives of 2011 on Public Procurement. In a communication to the European Parliament especially in April, the Commission highlighted the example of South Korea, a pioneer in this field. Using a platform of public procurement, saving this country since 2007 some 4.5 billion per year (8% of total procurement).

Inquire in advance about the possibility of coming with his dog or cat at his place of residence during the holidays is essential. Be "setting up" at the last moment would very likely ruin the months to prepare for the holidays!

Some places such as hotels or campsites may well refuse. It depends on the rules of each institution.

For accepting the campsites, it will usually be asked whether the dog is properly vaccinated, including against rabies. The health record or European passport certifying the animal's will to put in the luggage. Even if rabies vaccine is not required on French territory, it is still strongly recommended. Not least by runaway of the animal.

Also in the campsites, the dog must be leashed and cats must not roam free. Some campsites also refuse the dogs "dangerous" as defined by the law of January 1999 (dogs first and second category). Those accepting them will oblige the masters, as required by law in public places, to silence their companion when he is among the other residents. Teachers should also have all the documents required by law, including possible detention, the statement of the animal at the town hall of residence or the certificate of liability insurance.

Unlike animal health insurance, which will be refunded in case of accident or illness of the animal during the holidays and whatever the veterinarian consulted, liability insurance is for its part if the animal is causing damage.

The "puzzle" leases

Degradation, pollution … this is what most fear the "renters" faxless pay day loans. Some also refer pet hair that may be responsible for allergies among holidaymakers taking over a rental after the passage of previous occupants, owners of an animal.

For rentals, everything is played on a case by case. In 2011, a consumer association had obtained the annulment of the prohibition of a dog, cat or other pet in the drafting of leases rentals. Why she had invoked a 1970 law prohibiting the possession of excluding a pet in residential leases generally. The Court of Cassation had ruled. Thus, owners could well override any prohibition. Well written, it became an illegal clause. Once an animal or causing degradation or gene – as should be the case regardless of where the teachers stay – so it was forbidden to forbid the owner!

Law backed down

Reverse: Article 96 of the law of "simplification of the law" came back in early 2012 on the ban. It now allows the owners of apartments seasonal tourism to prohibit the presence of a dog or cat or other pet.

Only possible for furnished rentals seasonal tourism. Tenants of an unfurnished or furnished accommodation that is not characterized as a rental of tourism can not prohibit the presence of a pet.  

So many reasons for teachers preparing their holidays to learn about the type of tenancy they hear and deal … always ask very clearly if the presence of a dog or cat is allowed.

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This is an unprecedented project in France by its size: 70 local authorities have plans to issue a loan grouped by 1.2 billion euros in the bond market. One way to overcome the credit crisis. Banks are now more reluctant to lend to municipalities, counties and regions. And the establishment of the new structure replacing bank Dexia takes time. Certainly, the Deposit has released this year a budget of 5 billion credit. But despite this, local officials fear they will not find banks to 17 billion needed to finance their investments. That is why they are turning increasingly to bond markets. Issuers usual, like Paris and the Ile de France, joined newcomers as Marseille. But this system has a limit: only a few very large entities have the ability to raise capital markets individually.

Hence the idea of ​​a pooled loan, which will allow a larger number of communities to access the bond market. Indeed, this kind of initiative is not new. Urban communities (Bordeaux, Lille, Lyon, Strasbourg …), joined last year by the departments, cities and regions, have issued loans grouped from 2004 to 2008 business card. "But the amounts were much lower. This time, seven regions, twenty departments and more than thirty cities and towns are part of the project, "said Olivier Landel, the Chief Executive of the ACUF (Association of urban communities in France). Two options are on the table: raising the funds at once in the fall or make a first installment in late June, then another few months. "According to preliminary estimates, the rate of the bond issue would evolve between 3.8% and 4.4%. It's cheaper than bank credit, "says one to AMGVF (Association of Mayors of major cities in France). Associations of elected officials are meeting Thursday to refine the draft. It is urgent. A study shows that AMGVF mayors of large cities, concerned about the financing, have reduced their investments by 8% in 2012.

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Two types of life insurance contracts. The life insurance policy and monosupport linked life insurance contract.

The life insurance policy monosupport is backed by one or more funds in Euros. These are financial products such as government bonds or Treasury bills. Also, the life insurance contract does monosupport in principle no risk: investments are safe and guaranteed capital.

The linked life insurance contract is backed by one or more funds in Euros as well as units of account. These are financial products such as shares in property companies or units or shares of collective investment in transferable securities (mutual fund units). Also, the linked life insurance policy may pose risks vary depending on the arbitrage between the different units of account.

Monosupport life insurance: the risk of bankruptcy of the insurer

Regarding the life insurance contract monosupport, the main risk is the failure of the insurer. Although this risk of failure is extremely rare, the European sovereign debt crisis helps to strengthen it. While some European countries were to fail and therefore not to honor their commitments vis-à-vis their creditors, it could affect insurers exposed to the debt of these countries.

However, if the insurer were to fail, the capital is partially protected by a guarantee fund which allows a maximum coverage of € 70,000 per insured. Regarding risks, it is necessary to clearly identify the insurer's life insurance policy that you subscribed. Indeed, it may be different from the distributor.

Linked life insurance: market fluctuations

The linked life insurance contract is exposed to the risk that the life insurance contract monosupport but also a risk associated with units of account. Indeed, the value of these markets may vary in large proportions. There is therefore no guarantee for the investment.

Limit the risks to life insurance

To limit the risks of life insurance, it is available for purchase life insurance policies from different insurers. Thus, in case of bankruptcy of an insurer, your investments are only partially affected. The guarantee ceiling of € 70,000 provided for contracts of life insurance is per insured and all contracts. Multiply insurers therefore does not increase the overall ceiling of guarantee.

Contractual mechanisms also exist to limit losses on contracts multichannel. This is particularly the case for the stop-loss, from a certain level of loss, to transfer the capital to support less risky.

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eBizcuss does not intend to disappear without a stir. He accuses Apple of its undoing. The small independent retailer specializing in products for the Apple brand, will declare itself insolvent by early next week. And he fully intends to increase the lawsuits against the U.S. giant. The dealer accuses Apple of failing to honor its deliveries. By the end of 2011, eBizcuss complained of not receiving iPhone and iPad. Quite embarrassing for the shops (8 in France, employing 120 people for a turnover of EUR 78 million) dedicated to the Apple brand. The French also accused the U.S. of diverting customers to do. "Consumers come to us, we explain the products, but we did not, they'll buy an Apple Retail Store," complains a saleswoman. Abuse of dominant position, abuse of economic dependence, unfair competition, parasitic practices … eBizcuss wants to attack on all fronts, complain to the Commercial Court and before the Competition Authority.

No response from Apple

Legal proceedings that will save the company certainly does, but are primarily intended to talk about it.

The spokesman eBizcuss do not hesitate to take the debate on other planes, recalling that Apple does not pay all his taxes in France: the purchases made by a French iTunes are charged via Luxembourg, which allows the firm to Tim Cook not to pay VAT in France. Faithful to its principles, Apple does not respond to these attacks. The group has already said not to be responsible for managing independent dealers.

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The reactor of the nuclear Penly, Seine-Maritime, did not escape unscathed from two outbreaks of fire that led to his arrest early Thursday afternoon. EDF said the evening had detected "a default on a joint of one of the four cooling pumps the coolant in the reactor building of the production unit No. 2." This defect has itself caused a leak of water "collected in tanks provided for this purpose. These tanks are located inside the reactor building, "explains the company in a statement.

According to EDF, the leak of radioactive water "has no effect on the environment." The reactor continues to be cooled and normally the central teams working to reduce the pressure and temperature of the water contained in the circuit payday loans. "By lowering the pressure and temperature, work expertise of the pump and its repair can be undertaken," says the group.

"Small oil spills that were on fire"

EDF argues that the defect is a direct response to outbreaks of fire occurred at the pump to 12:20. At this hour, a fire alarm went off after a smoke in a room located in the reactor building of the production unit # 2. Security systems were then engaged, causing the reactor trip. A first release of EDF, ensured that there were no injuries and that the facilities were "safe." "The event has no effect on the environment," explained the group already.

]]> http://onnewsline.com/edf-has-been-a-leak-of-radioactive-water-at-penly/feed/ 0 http://onnewsline.com/occupation-you-better-target-your-mailings-cv/ http://onnewsline.com/occupation-you-better-target-your-mailings-cv/#comments Wed, 04 Apr 2012 13:40:11 +0000 admin http://onnewsline.com/occupation-you-better-target-your-mailings-cv/  

This unemployed architect has worked hard. Without work since 2009, Dan Zamora sent over 3000 CVs in the hope of getting a job, tells the Midi Libre. 936 responses to job postings, unsolicited applications in 2078 and 13 requests for training. Who have all ended in failure. "There is more work in my industry and I no longer believe in the possibility of conversion," the candidate is desperate.

The case of Dan Zamora, 59, illustrates the difficulties faced by more than 50 years on the job market deteriorated. But it also emphasizes the importance of targeting its research so that it bears fruit. "With 3000 hp sent, we can assume that not everyone has been addressed with the same relevance," said Frederic Magnen, senior consultant with the firm of recruitment Selescope.  

Applicants whose research patina may be tempted to apply for jobs "for which they are clearly under or overqualified," says Naomi Cicurel, director at recruitment firm of Robert Half. Strategy it deems inefficient: "The risk is to appear desperate and unprofessional, which will limit the chances of success if another position is better suited to his profile, is released later business cards design."

Depletion of applications

Better to be less forthcoming in applications and more personalized. "With the rise of great classifieds sites of employment, people in research began to send many more hp. And there was a depletion of applications, "says Frederic Magnen. The recruiter advises candidates to differentiate themselves by taking the foot against this trend. "Reply to a dozen ads in line with your profile is enough," said he.

For more attention of recruiters, it is important to treat his resume, usually read first. According to a survey by consulting firm HR WIT Associates, nearly 70% of recruiters do not read the letter that if they find interesting cv. "It must be synthetic, and highlight the skills and experience in line with the announcement. There is no point applying indiscriminately, "says Frederic Magnen.

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