News Line

November 26, 2011

Laughed a few years ago for its old image, the Citroën is taking the risk to compete with the German champions "premium". His weapon: the DS line. After the small DS3, then exit in May of the DS4, Citroen attacks from that weekend with his DS5, a preserve of Audi, BMW and Mercedes: the niche of A4, 3 Series and C Class .

The challenge is to "transform the success of the DS3," said Frederic Banzet, the CEO of the brand. The small city chic, launched in March 2010, has already passed to 135,000 copies, which is "way above the targets set," he says. The brand has even encroached on the beds of the Mini, DS3 by selling 56,400 in the first nine months of the year in Europe, against 122,000 for the range of pocket BMW free online credit report.In addition, the DS4, launched in late May, recorded nearly 30,000 orders.

Particular victim of the price war in Europe, because manufacturing costs are higher than those of its rivals, who have relocated further to the east-PSA seeks to increase its profitability with higher-end models. The DS3 is sold as 1 500 to 2 000 euros more than C3, manufactured on the same platform.

Bet more difficult

But for the DS5, the bar is far higher. Citroën is legitimate because if the segment of small and compact cars, which account for most of its volume, is much less the case with that of larger cars, where the previous launch high-end, that of C6, ended in failure.

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November 24, 2011

A stay of two hundred in hospital is related to an "adverse event associated with care." That is to say that it is the result of a treatment or diagnostic procedures performed in hospital, does not 'come to a natural progression of the disease. " Nine categories are listed, ranging from bedsores or "postoperative physiological and metabolic disorders" (the most common complications) to the "omission of a foreign body" in an operation (fortunately the rarest cases, although counted 644 in 2007), to infections, postoperative pulmonary embolism, "needle-stick injuries and lacerations," sepsis and obstetric trauma during childbirth.

This estimate was released Wednesday by the Institute for Research and Documentation in Health Economics (Irdes).Of course it raises a question of quality of care (from 5.3 to 7.1 adverse events "serious" occur for 1000 hospital days, showed a previous survey). But it also points a real financial issue: according to Irdes, "the total cost of ownership of these adverse events is estimated at 700 million" a year. Compared to 460 million deficit in public hospitals in 2010.

The average additional cost is 500 euros for birth trauma, often resulting in lighter and less than one additional day of hospitalization, and 20,000 euros for sepsis (18.5 days).

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November 18, 2011

Since the ouster of Jean Azema as head of Groupama, October 24, the timing of the mutual insurance group is accelerating. The new management is reviewing several scenarios to address the solvency of the insurer, rolled through investments in sovereign securities and European equity markets.

Groupama has appointed investment bank Morgan Stanley to test market interest in Gan Insurance, which has the fourth network of general agents in France quick payday loans. Axa is mentioned among the potential buyers, as the most motivated. EUROCOURTAGE Vie and Groupama Gan could also be assigned, provide financial sources.

At the same time, management is considering a merger with an investor temporarily.The head of communications, Frédérique Granado, also decided to leave the band.

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November 16, 2011

Vivendi has released an adjusted operating profit grew by 4.2% to 4.86 billion euros in the first nine months of the year. Sales rose more modestly, by 0.8%, to 21 billion euros. This morning, the group of media and telecoms has revised its forecast for 2011. At the end of the semester, Vivendi expected adjusted net income of 3 billion euros. Now it does table more than 2.85 billion.

This downward revision is the result of a contraction in activity. On the contrary, the good performance of various businesses, including the Brazilian telecom operator GVT and subsidiary of Activision Blizzard video games, should provide an additional net profit of 200 million euros.

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Veolia is facing "a series of headwinds"

November 11, 2011

As with fast payday loans, this recently used to be the case, but competitive lenders and higher demand has taken this loan type to mainstay levels.

November 6, 2011

It's time for last-offs. The content of the new austerity plan, made necessary to achieve a deficit target of 4.5% in 2012 mlgré lower growth than expected, will still the subject of intense discussions this afternoon at the Elysee Palace, before its unveiling Monday. According to the Foreign Minister, Alain Juppe, Francois Fillon is expected to announce the content then, after the Council of Ministers. He will then travel the same evening on the set of TF1, to convince the French.

Saturday, the Prime Minister on the road to Morzine already displayed color. Debt crisis forced the state budget for 2012 will be "one of the most severe since 1945." There is no alternative to debt reduction, and it will be possible by reducing public spending, he said in substance.

"The hour of truth has come, he warned.There is no need to attack rating agencies, bankers, speculators or some sort of scapegoat, no need to believe that there are hidden treasures to finance our spending. [...] There is no other income to reduce debt but to reduce spending, "said Francois Fillon. But thanks to these efforts, the Prime Minister considers that France "will remain one of the ten countries in the world with the best financial credibility," and therefore the loan conditions are most favorable.

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November 5, 2011

Time is now against Silvio Berlusconi. He must prove to the faster it puts its promises into action.

The head of the Italian Government is committed to the adoption by Parliament before Nov. 15 its plan to revive growth, the first stage at least. The measures were approved Wednesday by the Cabinet. Among the main liberalization of regulated professions and local public services, commitment to gradually raise the retirement age to 67, administrative simplification, auction of 15 billion euros in property assets of the state in three years.

This plan is in addition to 54 billion budget savings passed in September to restore public finances to balance by 2013, when the deficit reached 3.9% this year.

The first event will be played next week in the Senate.Silvio Berlusconi to seek the confidence for his government. He should get it easily, with a large enough majority in the House. In the process, he will present the text for final approval in the House of Deputies. It will be a different story. On October 15, on another vote, there was obtained the confidence by 316 votes against 301. But since his majority has disintegrated. Six deputies Wednesday, two more have defected Friday. "They will return to their positions," said Silvio Berlusconi in Cannes Friday.

Days numbered for the government

A release is actually unlikely. For four days, the Head of State Giorgio Napolitano multiplies the consultations, calling on all political forces, including opposition to "assume their responsibilities in Europe."

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November 2, 2011

Air France is moving towards an end to the conflict which penalizes air traffic since Saturday. Air traffic in France was almost normal Tuesday, the fourth and penultimate day of the strike of flight attendants worried about downsizing by crew. Management expects a quick exit from the conflict.

In an interview with i-TV, George Daher, head of Air France at Orly, said the management of the company "hopes to leave the conflict before tomorrow (Wednesday)," and said he was "open to dialogue with other unions "of cabin crew on strike against a reduction in the cabin. "We're always open to dialogue with other unions and hope to be out of the conflict until tomorrow. It would be good for the company and for our customer. "

Two of six unions, the CFDT and CFTC, withdrew from the conflict on Monday after receiving assurances of management on employment until the end of 2012. According to the CFDT union representative, Cyril Jouan, they will be involved in the presentation of the management of jobs and skills (GPEC) over three years, allowing them to have greater visibility on employment in the company.

Following this withdrawal, the company claims to have been able to provide "more than 90% of its program, which is above the 85% announced" on Monday payday loan lenders. "Over 120,000 passengers were transported" which is close to a normal operating day, "says management. "For the day on Tuesday 1st November 2011, Air France plans to provide over 90% of its flights," said a statement.

This objective will be achieved by the continuation of measures already taken by management since the beginning of the strike, as the use of partner companies and subsidiaries, limiting the number of passengers per aircraft on the basis of a hostess or steward 50 passengers, and the reinforcement of about 200 frames.

"Shortness of movement" in the direction

"Management is currently parades, but it can not hold the road in five days," said Gaëlle Sibril, steward of Southern Air. "That's why we filed a notice of strike for five days because we know they can be organized over two days but no more," she added. Didier Foussat union FO-SNPNC, "the strike will ramp up because all the reserves of cabin crew volunteers (PNC) are now starting."

Accounts in Switzerland: new rules

October 30, 2011

Cell regulation, created for the repentant tax, closed December 31, 2009. Bercy but not disinterested in the fate of those who, having undeclared assets abroad, want to put in order with the IRS. The Department has returned to its usual policy, the one that prevailed before the cell. With one difference: the files are larger, because the policy of hunting fugitives marked the spirits. Specifically, the cases are centralized and processed in the department. "The persons concerned may file an anonymous," said Bruno Gibert, partner at CMS Bureau Francis Lefebvre. Then, during "negotiations", the IRS agrees to avoid prosecution and grant remission of penalties. The increase in bad faith is 40%. "It can be reduced between 10 and 30%, as appropriate," said the lawyer.With this cell, open from April to December 2009, Bercy has recovered just over one billion euros in taxes, penalties and interest for late payment. Finally, 7.3 billion of capital have been reported. And nearly 5000 people were regularized.

Can we talk of success? Yes, in terms of revenue for the state. Still, some believe that the French would hide 90 billion euros in the vaults of Swiss banks. Less than 10% of assets have been regularized. This raises the question of a new policy in the fight against fraud. Britain and Germany have signed an innovative agreement with Switzerland, called the "Rubik". From 2013, Swiss banks will levy taxes on the money hidden in their vaults by the Germans or the British, and then repaid to the treasury of their respective countries.

October 29, 2011

Renault won Friday most of the mega-French control of electric vehicles, with 15,637 trucks, far ahead of PSA Peugeot Citroën. As Le Figaro revealed in early October, the diamond brand was best placed to win the biggest prize of a bid launched by the government, private companies and local authorities. This lot will allow Renault Kangoo ZE to sell 15,637 over four years to equip including the Post Office. PSA has a second batch of 3,074 copies of its small car Peugeot Ion.

This announcement comes on the day of the arrival of the electric Kangoo ZE Renault 371 concessions across France.From 2014, the Renault plant in Flins will be responsible for producing a model developed by the diamond brand. The Kangoo ZE is itself made since the beginning of the month at Maubeuge. Full range of electric Renault will be produced in France and Spain. The issue is important for plants and employees French and Spanish. But also for the company, which spent 4 billion euros, with its partner Nissan on electric projects.

Today, the market remains small. Since last year, Peugeot-Citroen (PSA) sells Peugeot iOn and Citroën C-Zero electric, designed and produced by Japan's Mitsubishi. And less than 1000 copies have been registered by individuals since the beginning of the year.